+263 78 458 2700
info@simplecash.co.zw
20, First Floor, Chiedza House, Harare, Zimbabwe
ABOUT SIMPLECASH
A Trusted Microfinance Partner for Zimbabweans
WHO WE ARE
SimpleCash Finance is a licensed Zimbabwean microfinance institution providing structured credit to individuals and small businesses. Based in Harare, we combine digital onboarding with human-centered service to deliver responsible, tech-enabled financial solutions.
OUR MISSION
To provide simple, transparent, and responsible financial solutions that support personal stability, business growth, and sustainable community development through technology-driven, professionally governed microfinance services, and modern efficiency.
WHAT WE DO
We provide structured credit solutions including personal, business, asset, and home improvement financing. Our services combine seamless digital applications with expert advisory to deliver professional, tailored support for every client.
OUR CORE VALUES
At SimpleCash Finance, our values define how we operate, serve, and grow.
We are guided by the principle of R.I.S.E. — Responsibility, Innovation, Service, and Excellence, which shapes every decision we make and every client relationship we build.
Responsibility
Integrity • Accountability • Trust
We act with honesty, professionalism, and accountability in all our dealings. Our lending decisions are guided by responsible credit practices, regulatory compliance, and ethical conduct — ensuring we protect both our clients and the institution.
Service
People-First • Empathy • Support
Our clients are at the center of everything we do.
We listen, understand, and provide tailored financial solutions supported by clear communication, guidance, and ongoing support throughout the loan lifecycle: Building lasting financial partnerships.
Innovation
Technology • Efficiency • Inclusion
We leverage technology to simplify access to finance, reduce processing time, and improve customer experience.
Through digital solutions and data-driven insights, we continuously innovate to make financial services more accessible and inclusive.
Excellence
Quality • Reliability • Continuous Improvement
We are committed to delivering high standards of service, strong governance, and consistent performance.
By continuously improving our systems, processes, and people, we ensure reliability, efficiency, and long-term impact.
WHAT MAKES US DIFFERENT
01. Credit Assessment
Every application is assessed using documented affordability analysis, repayment capacity evaluation, and risk-based credit review to ensure sustainable borrowing.
02. Loan Structures
All interest rates, fees, repayment schedules, and terms are clearly disclosed upfront, with no hidden charges.
03. Digital Ease
Clients can apply online, upload documents securely, track application progress, and receive timely updates through digital channels.
04. Human Support
Our team remains accessible throughout the loan lifecycle, offering guidance, clarification, and post-disbursement support when needed.
05. Trusted Oversight
We operate in line with the Moneylending and Rates of Interest Act [Chapter 14:14] and applicable regulatory frameworks , and internal governance policies.
06. Safe Disbursement
Approved funds are released through secure, traceable channels, ensuring timely access while maintaining strong financial controls and audit trails.
READY TO APPLY? GET LOAN
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Whether it’s personal needs, business growth, or home improvement — SimpleCash provides reliable financial support.