Practical home finance solutions that support building, upgrading, and improving family homes.

PERSONAL LOANS

Quick cash for life’s needs — simple terms, fast decisions.

  • Salary-based
  • School Fees Assistance
  • Household & Gadgets Finance

BUSINESS LOANS

Flexible funding to grow, stabilise, or scale your business.

  • Order Financing
  • Asset Finance
  • Microbusiness & Bringing Finance

HOME FINANCE

Smart financing for building, buying, or improving your home.

  • Build Now & Pay Later
  • Solar Loans
  • Micro-housing/ Home Improvement

Build Now, Pay Later

Ideal for: aspiring homeowners, builders, small contractors

What this loan covers:

  • Building materials
  • Labour
  • Site preparation
  • Project completion

Key Features:

  • Flexible drawdowns based on project stages
  • Tenure: up to 18 months
  • Transparent monitoring and disbursement
  • Can be combined with micro housing or asset finance

Solar Loans

Ideal for: businesses acquiring equipment or productive tools

What this loan covers:

  • Solar panels and inverters
  • Batteries and backup power systems
  • Solar water heaters
  • Other approved renewable energy equipmentt

Key Features:

  • Financing secured by the solar equipment
  • Tenure: up to 8 months
  • Predictable, affordable monthly repayments
  • Reduces energy costs and power interruptions
  • Supports sustainable and green energy adoption

Micro Housing Loans

Ideal for: homeowners working on home upgrades

What this loan covers:

  • Roofing
  • Flooring & tiling
  • Plumbing
  • Painting & finishing
  • General home improvement

Key Features:

  • Tenure: up to 12 months
  • Collateral accepted
  • Quick assessment
  • Supports staged improvements

  • Whether it’s personal needs, business growth, or home improvement — SimpleCash provides reliable financial support.