+263 78 458 2700
info@simplecash.co.zw
20, First Floor, Chiedza House, Harare, Zimbabwe
CORPORATE GOVERNANCE
We ensure absolute investor confidence through transparent, regulated governance.
PERSONAL LOANS
Quick cash for life’s needs — simple terms, fast decisions.
BUSINESS LOANS
Flexible funding to grow, stabilise, or scale your business.
HOME FINANCE
Smart financing for building, buying, or improving your home.
OUR COMMITMENT TO CORPORATE GOVERNANCE
SimpleCash Finance (Private) Limited is committed to operating a transparent, well-governed, and professionally managed microfinance institution. Our governance framework is designed to protect clients, investors, and stakeholders while supporting sustainable growth.
Our Governance Approach
Strong governance is the foundation of how we operate.
We are guided by the following principles:
- Responsible and affordable lending
- Ethical conduct and accountability
- Clear separation of roles and controls
- Regulatory compliance and risk management
- Transparency to clients, regulators, and investors
Our approach aligns with best practices for microfinance institutions in Zimbabwe.
Investor Stewardship & Growth Outlook
SimpleCash Finance adopts a disciplined approach to capital stewardship, focusing on sustainable portfolio growth, controlled risk exposure, strong collections, and transparent financial reporting. Investor capital is deployed responsibly to support productive lending, risk-adjusted returns, and long-term institutional stability.
Founded in 2024 following market research and pilot lending in 2023, SimpleCash launched operations in 2025 and continues to expand its product offering and digital capabilities. Looking ahead, the institution is focused on portfolio growth, strategic partnerships, enhanced digital client tools, and ongoing strengthening of governance and compliance frameworks.
We welcome engagement with investors and partners who share our commitment to ethical finance, strong governance, and inclusive economic growth.
Regulatory Compliance
SimpleCash Finance operates in accordance with:
- Moneylending and Rates of Interest Act [Chapter 14:14]
- Applicable microfinance and lending regulations in Zimbabwe
- Internal policies covering credit risk, compliance, operations, and data security
All loans are subject to:
- Income and affordability assessments
- Documented credit evaluation
- Clear disclosure of pricing, fees, and repayment terms
This ensures responsible lending and protects clients from over-indebtedness.
Governance Structure & Management
The institution is overseen by a Board of Directors responsible for strategic direction, policy approval, regulatory alignment, and oversight of risk and compliance. Day-to-day operations are managed by an Executive Management Team responsible for lending operations, portfolio performance, customer support, financial management, and technology systems.
Clear separation of roles exists between credit approval, disbursement, and collections, with management operating within Board-approved policies and limits. These controls ensure accountability, operational independence, and protection against conflicts of interest.
READY TO APPLY? GET LOAN
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Whether it’s personal needs, business growth, or home improvement — SimpleCash provides reliable financial support.