Flexible business financing with clear terms, designed to support growth, cash flow, and operational

PERSONAL LOANS

Quick cash for life’s needs — simple terms, fast decisions.

  • Salary-based
  • School Fees Assistance
  • Household & Gadgets Finance

BUSINESS LOANS

Flexible funding to grow, stabilise, or scale your business.

  • Order Financing
  • Asset Finance
  • Microbusiness & Bringing Finance

HOME FINANCE

Smart financing for building, buying, or improving your home.

  • Build Now & Pay Later
  • Solar Loans
  • Micro-housing/ Home Improvement

Working Capital & Order Financing

Ideal for: SMEs, traders, contractors, small businesses and startups

Use Cases:

  • Restocking
  • Order fulfilment
  • Operations & inventory
  • Short-term business needs

Key Features:

  • Requires proof of business activity
  • Moveable or immovable collateral accepted
  • Tenure: up to 6 months
  • Transparent pricing
  • Fast verification and approval

Asset Finance Loans

Ideal for: businesses acquiring equipment or productive tools

What this loan covers:

  • Machinery
  • Office equipment
  • Tools and productive assets
  • Renewable/green energy equipment

Key Features:

  • Secured by the financed asset
  • Tenure: up to 6 months
  • Predictable monthly repayments
  • Supports small and growing enterprises

Microbusiness & Bridging Finance

Ideal for: small operators with temporary cash flow gaps

Use Cases:

  • Delayed payments
  • Supplier deposits
  • Short-term operational needs

Key Features:

  • Tenure: 1–6 months
  • Minimal documentation
  • Flexible repayment schedules
  • Suitable for high-turnover microbusinesses

  • Whether it’s personal needs, business growth, or home improvement — SimpleCash provides reliable financial support.