Straightforward personal loans with clear terms, powered by technology to improve access and financial inclusion.

PERSONAL LOANS

Quick cash for life’s needs — simple terms, fast decisions.

  • Salary-based
  • School Fees Assistance
  • Transparent pricing

BUSINESS LOANS

Flexible funding to grow, stabilise, or scale your business.

  • Order Financing
  • Asset Finance
  • Microbusiness & Bringing Finance

HOME FINANCE

Smart financing for building, buying, or improving your home.

  • Build Now & Pay Later
  • Solar Loans
  • Micro-housing/ Home Improvement

EXPLORE PERSONAL LAONS

Payroll Loans (Salary-Based Loans)

Ideal for: salaried employees, civil servants, private workers

What this loan covers:

  • Emergency expenses
  • School fees
  • Medical bills
  • General personal needs

Key Features:

  • Tenure: up to 6 months
  • Interest rates from 10%
  • Salary-deductible repayments
  • Fast approval and clear documentation
  • Minimal paperwork required

School Fees Assistance

Ideal for: parents, guardians, professionals with education expenses

What this loan covers:

  • Tuition fees
  • Textbooks & uniforms
  • Boarding fees
  • Registration & examination fees

Key Features:

  • Tenure: up to 6 months
  • From 10% interest rate
  • Salary-based repayment
  • Supports primary, secondary, and tertiary fee

Household & Gadgets Finance

Ideal for: households, salaried employees, and professionals upgrading essential home items, phones etc.

What this loan covers:

  • Household appliances (TVs, fridges, stoves, etc.)
  • Furniture and home essentials
  • Mobile phones, laptops & small electronics
  • Solar gadgets and backup power equipment

Key Features:

  • Tenure: up to 6 months
  • From 10% interest rate
  • Salary-based, flexible repayment
  • Fast approval with minimal documentation

  • Whether it’s personal needs, business growth, or home improvement — SimpleCash provides reliable financial support.